An Abbreviated Life PDF Free Download

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An estate planning checklist is a guide on how to plan an individual’s assets and end-of-life health care if they should become incapacitated or upon death. By following the checklist, an individual can get an idea of the estate laws in their State and choose which forms suit their personal financial situation best. This will allow a person to decide who they would like to handle their personal finances if they should not be able to themselves. In addition, someone can establish who will get what after they die and whether it’s best for the estate to go through the probate process.

  • Top 3 Forms
  • How to Create an Estate Plan (7 Steps)

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– Choose a person to assist and make medical decisions in the chance someone cannot do so for themselves. Also allows the selection of end-of-life treatment options.

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– Used to designate how personal assets will be distributed after death. Select a spouse or family members and detail exactly who will and who won’t be a beneficiary.

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– Select an individual to act as an agent and make financial decisions while alive. This is especially useful in the chance a person can no longer pay bills or take care of every day matters for themselves.

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To create an estate plan, an individual will need to understand the laws in their State and gather a list of their assets. Afterward, the individual can decide who they believe is the best fit to handle their end of life decisions as well as who to give their property after death.

Step 1 – Choose a Medical Agent

Most estate planning advisors will recommend an individual start with their medical requests. This will involve completing the following forms:

  • Living Will – Allows a person to make their end of life decisions such as the option to no longer receive food or fluids if they should become incapacitated. The form is specific to each State.
  • Medical Power of Attorney – Allows a person to choose a health care agent who will have the authority to make medical decisions on their behalf. This would only come into effect if the person was not able to make decisions on their own.
  • Caregiver Agreement – Use to make an arrangement where someone is paid, commonly a nurse, for the care and everyday errands of an elderly person or someone with special needs.

When combined, these forms are referred to as an ‘Advance Directive’.

Step 2 – Choose a Financial Agent

Durable Power of Attorney allows an individual to select a financial agent to handle their financial responsibilities on their behalf (referred to as an ‘attorney-in-fact’). There is no requirement for this person to be an attorney. Although, it’s highly advised the financial agent be someone that can be trusted.

The financial agent will have the following powers (if selected):

  • Real Estate;
  • Personal Property;
  • Stocks and Bonds;
  • Commodities;
  • Make Gifts;
  • Operating Business Entities;
  • Insurance;
  • Retirement Plans; and
  • Taxes (State and Federal).

It is recommended that the same person be the financial agent and the health care agent.

Step 3 – Make a List of Assets

In order to begin managing the assets of the individual, a list of assets will need to be made to have an idea of its value. All items, including, but not limited to, real estate, investments, business entities, vehicles, assets, and any other property should be included with an estimated value. This list should also include any life insurance policies the person may have.

Current Assets List – For personal use to better organize and list all personal property and real estate.

Step 4 – Decide the Beneficiaries

The beneficiaries are the individuals that will be given the estate assets after the person dies. This is most commonly the spouse (if married) and the children (if any). The person can choose to give their assets to whomever they choose and is not only limited to individuals but also companies or organizations, such as non-profit institutions.

Step 5 – Choose a Trust or a Will

To transfer the estate to the beneficiaries, one (1) of the following forms will need to be completed:

  • Last Will and Testament – Referred to simply as a ‘Will’, states who will get what after a person’s death. After death, the estate will go through the probate process that can take anywhere from 6 to 12 months.
  • Living Trust – Avoids the probate process and allows the creator of the living trust to be the trustee and to remain collecting money being generated from the living trust’s assets.
    • Recommended because the beneficiaries get to avoid the probate process and the document is more difficult to question by other family members.

Step 6 – Sign the Documents

It’s not so easy to sign these forms. They must be done in accordance with their State’s execution laws which usually involve two (2) witnesses and a notary public. It is important that the witnesses are not mentioned in the estate documents, meaning that they cannot be the financial agent or a beneficiary.

Places to Notarize Documents

  • – Charges $25 and the process is completed online.
  • Financial Institution – Such as Bank of America, TD Bank, and Chase Bank will notarize documents for free if the individual has an account. (Wells Fargo does not notarize documents).
  • UPS Store – Every UPS Store has a Notary Public on staff.
  • National Association of Notaries– Use this database to find a notary near you.
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Step 7 – Keep in a Secure Place

After the documents are complete it’s important to have in a safe and secure place that family members are aware of for reference. The ideal location is with the individual’s attorney along with providing copies to trusted family members and friends.

Ariel Leve: An Abbreviated Life: A Memoir


A beautiful, startling, and candid memoir about growing up without boundaries, in which Ariel Leve recalls with candor and sensitivity the turbulent time she endured as the only child of an unstable poet for a mother and a beloved but largely absent father, and explores the consequences of a psychologically harrowing childhood as she seeks refuge from the past and recovers what was lost. Ariel Leve grew up in Manhattan with an eccentric mother she describes as 'a poet, an artist, a self-appointed troublemaker and attention seeker.' Leve learned to become her own parent, taking care of herself and her mother's needs. There would be uncontrolled, impulsive rages followed with denial, disavowed responsibility, and then extreme outpourings of affection. How does a child learn to feel safe in this topsy-turvy world of conditional love? Leve captures the chaos and lasting impact of a child's life under siege and explores how the coping mechanisms she developed to survive later incapacitated her as an adult. There were material comforts, but no emotional safety, except for summer visits to her father's home in South East Asia-an escape that was terminated after he attempted to gain custody. Following the death of a loving caretaker, a succession of replacements raised Leve-relationships which resulted in intense attachment and loss. It was not until decades later, when Leve moved to other side of the world, that she could begin to emancipate herself from the past. In a relationship with a man who has children, caring for them yields clarity of what was missing. In telling her haunting story, Leve seeks to understand the effects of chronic psychological maltreatment on a child's developing brain, and to discover how to build a life for herself that she never dreamed possible: An unabbreviated life.

A brawling, rambunctious history celebrating the Empire-and the intrepid empire-builders-that gave the United States, Canada, India, and Australia not just a common language, but common ideals of freedom and justice The British Empire-the biggest empire in history-once ruled a quarter of the globe. It was built by an incredible array of swashbuckling soldiers and sailors, pirates and adventurers who finally get their due in H. W. Crocker III's panoramic and provocative view of four hundred years of history that will delight and amuse, educate and entertain. Strap on your pith helmet for a rollicking ride through some of history's most colorful events. Not a faint memory, but happening User Stories Applied: For Agile Software Development free epub right here and now, spiritual living takes place in the present; the Spirit meets us in the ordinary. These inspirational reflections by Henri Nouwen succeed in convincing us that God s presence is reliable.'

Author: Ariel Leve
Number of Pages: 288 pages
Published Date:Ariel 26 Jul 2017
Publisher: HarperCollins Publishers Inc
Publication Country: New York, United States
Language: EnglishPdf free download for windows 7
ReaderISBN: 9780062269461
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